RSVP Magazine

Why buying a new car is CHEAPER than buying a ten year old car when you consider the INSURANCE #AskCarzone

Insuring your car nowadays seems to be as expensive as buying a new car (slight exaggeration) so we caught up with Ailish from Carzone to check out the best options and why buying a newer car may be more cost affective in the long run. #AskCarzone 

Ailish from Carzone #AskCarzone

Ailish from Carzone #AskCarzone


Reports from Carzone are showing that  85% of 18 – 24 year olds using Carzone browse cars under 10 years’ old which would suggest that younger drivers are more safety conscious as they want newer and more reliable cars. Newer cars tend to have higher safety standards and insurance companies like to see this.  Ailish recommends always shopping around to get the best rate. “In terms of an insurance quote; the driver’s age and the age of the car are indicators of the cost insurance. In general, the newer the car, the cheaper the insurance. Also, the more driving experience you have, you will generally pay cheaper insurance.” 



Only 15% of male visitors to Carzone browse cars which are over 10 years’ old while 12% of female visitors to Carzone browse cars which are over 10 years old.

“If your car is older than 10 years old, you will generally pay more in insurance. Also, some insurance companies won’t even quote you if the car is over a certain age so this is why so few people go for the older model”


volkswagen-golf-black most searched car

Carzone’s research also shows that 47% of cars registered in Ireland are over 10 years old (2006 and older) and just 8% of 35 – 44 year olds using Carzone browse cars over 10 years old. The most-viewed car over 10 years old on Carzone this year was a 1998 Land Rover Defender while the most popular cars over 10 years old on Carzone tend to be popular enthusiast models.

Have you any car related question? Then #AskCarZone  or email us on or tweet us your questions. We have teamed up with the experts in Carzone and Ailish will be answering your questions.  

See some of this week’s questions from readers below

 Does the power of your car affect the price of your car or is it all about the model?

Certain models are blacklisted for high insurance rates due to their reputation (e.g. high performance sports cars.) Generally, both the power output and the model of car will influence the price you pay for insurance. A good example of an insurance friendly model would be the Toyota Aygo which has a low power output because of its small 1.0-litre engine.

Can you buy a decent new car for 10k?

You will find it hard to get a brand new car for €10,000, however, the new Dacia Sandero Stepway is available from just €10,190! You could consider looking at a nearly-new car. For example, looking at 2014 cars under €10,000 on Carzone you could get a FIAT 500, Ford Fiesta or a Peugeot 208.

 What is the best car for a family (three kids) that is not too expensive?

I would recommend having a look at some 7 seaters.  Ones to look at would be Volkswagen Touran, Toyota Verso or Citroen C4 Picasso. A 2009 in these models can range from €7-14k. If you are looking for something a bit bigger I’d suggest the Ford S-Max or SEAT Alhambra. If you’re looking for a spacious 5 seater car, you could consider the SKODA Octavia or a Nissan Qashqai.

What is the best car for first time driver?

You want to make sure you chose something that’s reliable while also keeping the insurance costs down by going for a small engine no greater than 1.2-litre. I’d recommend a Nissan Micra, Volkswagen Up!, Opel Corsa or a Ford Fiesta.  Small cars like these are also easy to park, a big bonus when you are a new driver!

Thanks Ailish 


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